Away with the rich, to home with the poor?

[Chromeplatedbutch]

Ok Guys and Girls, I have a very complicated decision to make and I am trying to figure out what's best. I own my own business you could say. I travel a lot, usually home on the weeeknds. I've been home since Tuesday now, but only because Im here for my partner as she's having surgery as Im writing this.

I make on average $1500-2400 a week. We have plenty of money for bills and plenty to have for backup, ect....

My partner wants me to to sell it, and get a job to where Im home everyday. At most Id make $750 a week, but that's given I can even get a job like that working for FedEx or UPS or something like that.

My biggest thing is that as much as I want to be home, and as much as she wants me to be home, I dont think we'd financially survive? I think I should keep doing what Im doing for a few years at least, and then think about it. It's SO complicated. I want to be home all the time. I just feel like its not possible right now...is it wrong of me to want to keep my current business just because Im worried about money?

I need thoughts ya'll....PLEASE......:praying:

Chrome

[apretty]

Is there some way that she can travel with you? Do you two have kids? If you have kids then you probably should be home more often, if not figure out a way for her to be with you more.

[LaneyDoll]

You say that you think you will make $750/week? Why not try living on that for a few months and seeing how it affects you both? Kind of test the waters a bit :)

:sparklyheart:

[ruffryder]

I don't have all the answers as I'm not sure of all your financial obligations. Can you take some time away now and then as you are now? Can you hire someone else to pull some of the weight so you can spend more time at home and still keep your profession and business? I think you need to look at your financial obligations and see what you can afford to do. Possibly you need to set some goals to get away from it and make plans, this may include letting some things go that wouldn't be as important as being in a relationship. You mentioned you can sell your business; Have you considered the price on it and would it allow you to still live comfortably. Just some thoughts and thinking you need to think about short and long term goals when it comes to financing, money and the relationship. Thanks for posting here. I hope people offer you some insight into your situation. Good luck.

[Chromeplatedbutch]

Is there some way that she can travel with you? Do you two have kids? If you have kids then you probably should be home more often, if not figure out a way for her to be with you more.

we used to travel together, last september her son came to live with us..so we are still adjusting to the different lifestyle we are living now.

He is 13.

[Chromeplatedbutch]

I don't have all the answers as I'm not sure of all your financial obligations. Can you take some time away now and then as you are now? Can you hire someone else to pull some of the weight so you can spend more time at home and still keep your profession and business? I think you need to look at your financial obligations and see what you can afford to do. Possibly you need to set some goals to get away from it and make plans, this may include letting some things go that wouldn't be as important as being in a relationship. You mentioned you can sell your business; Have you considered the price on it and would it allow you to still live comfortably. Just some thoughts and thinking you need to think about short and long term goals when it comes to financing, money and the relationship. Thanks for posting here. I hope people offer you some insight into your situation. Good luck.

Luckily, we dont have an extra bills that most people have. Car and truck is paid off...just the usual like a lot of people do..no credit cards..just a few payments relating to the business. I've more into it than I would get back, so I'm not sure about that right now either. We've also talked about after she recovers form her surgery the option of her working as well, and I could change it to where I could be home more without selling it, because I wouldnt have to rely strictly on my income alone.:seeingstars:

[The_Lady_Snow]

Honestly we could give you advice till the cows come home, reality is it's something you and her have to do TOGETHER cause well... The relationship is between you and her cause it's you and her all these things will affect. Good luck:)

[SoNotHer]

Well you're talking about cutting your income in at least half. So do you have a nest egg or can you trim your spending by at least half without affecting the quality of your life and while still allowing for unforeseen expenses?

I think you've had a couple good suggestions to 1) see how you do survive on $750 and 2) travel together. I realize you now have a 13 year old in the house, so the second might not work or may need to be worked around.

Personally, my instinct in this economy is to hold onto what works. I don't see a lot of second chances right now, and I have friends and students who have been looking for good work for some time.

[Glenn]

We've also talked about after she recovers form her surgery the option of her working as well, and I could change it to where I could be home more without selling it, because I wouldnt have to rely strictly on my income alone.:seeingstars:

This idea may be doable, but if she can't/won't find work, then I'd tell HER to find something better and move out. Congratulations on your success in your business!

[The_Lady_Snow]

Luckily, we dont have an extra bills that most people have. Car and truck is paid off...just the usual like a lot of people do..no credit cards..just a few payments relating to the business. I've more into it than I would get back, so I'm not sure about that right now either. We've also talked about after she recovers form her surgery the option of her working as well, and I could change it to where I could be home more without selling it, because I wouldnt have to rely strictly on my income alone.:seeingstars:



Yanno you both could look at it this way:

You make in a week what some do in a month. You both may wanna look around at what you have and be grateful and glad you make what you do in this economy..

[SoNotHer]

What Lady Snow said :-)

[princessbelle]

My advice would be sit down and make a budget. See where it will leave you financially if you make this move.

If you can make it, i'd say go for it. If you can't, maybe save more for awhile and get a nice nest egg to live off of while you adjust and pay off as many bills as you can.

Before i went to college i made very little money and made it just fine. Now that i make more money, i still try and live modestly. All the money in the world won't make you feel secure if you have more going out than coming in.

Budget budget budget. Set your priorities on paper, the pros and the cons...including time together. See where you are at that point.

But above all, as others have said, make sure you have excellent communication. Don't let resentments grow...for either of you.


Good luck.

[Bella~Vita]

Sometimes sacrifices have to be made to secure a netful gain for ones future. I agree people are out of work, I think maybe you two should sit down and look at things realistically. It's nice to be home and all lovey dovey but in the end love doesn't pay the bills. I'm an old hag but this is my opinion ...lol.

[Waldo]

Taking into account that you live in Kentucky...

I know people living in Los Angeles with car & student loan payments who are earning around $40k (what you say you might be able to earn if you worked locally).

Of course you COULD do it. The question is likely more about whether you want to make the lifestyle adjustments necessary, no?

[JAGG]

Luckily, we dont have an extra bills that most people have. Car and truck is paid off...just the usual like a lot of people do..no credit cards..just a few payments relating to the business. I've more into it than I would get back, so I'm not sure about that right now either. We've also talked about after she recovers form her surgery the option of her working as well, and I could change it to where I could be home more without selling it, because I wouldnt have to rely strictly on my income alone.:seeingstars:

Here is my 2 cents worth. A "partner" who is unemployed and wants me to quit my good paying job, for whatever reason, goes against my better judgement!!! If she got a job not just talked about. If she got a job started saving and showing me she really wanted me home, and would be willing to help so I could make the sacrifice, I'd do it in a heartbeat. But just talking about getting a job etc or wanting her cake and eat it too, forget it. That is a train wreck on the way to happen. My opinion.

[BullDog]

I don't know what type of business you have to know if it's feasible, but I'm with Ruffryder, I would look to see if you could hire employees or get a business partner to reduce time spent on road if you are able to still bring in some good income doing that. Having a successful business is no easy feat and being gainfully employed in this economy isn't easy either, so I would try to hold onto the business in some form if you possibly can.

[Julie]

I have read this post over and over again and read the responses.
Honestly -
Can anyone really give you advice on this?

Unless you are willing to post your monthly expenses (including extras/food/etc). And ask one of our more financially wise members to see if it is feasible, based on $750 a week and create a budget for you -- I don't really think you can get your answers.

Only you know what your expenses are and if you can live on this.
If you know you can and you are okay with making personal sacrifices, such as those extras (eating out, etc.) again, that's so personal. You and your partner know what you're willing to give up.

I remember when I was MUCH YOUNGER and making a LARGE income (Human Resource Director). I chose to give up my career to stay home and raise babies. I did create a working environment for myself, so I could stay home by cutting my salary 2/3's *huge*. This included giving up my expensive lifestyle and completely altering my way of life. It was worth it to me - I raised my kids. And I struggled and sometimes I could barely put food on the table - but my kids always ate and had what they needed.

Not everybody can do this - not everybody is willing to give up the extras. Are you willing?

Julie

[DapperButch]

My first thought when I read your post was, 'That would be utterly insane to do'. Then I read some of the posts and thought, well, those are good thoughts and those are good thoughts, and....

But, I have pretty much come back to thinking it is insane.

Well, not really, but...

I looked at your picture, you are quite young. If you were 60 years old and close to retirement, that is one thing. As BullDog said, creating a successful business is no easy feat. Do you think you would be able to do it again if things changed in your life? And let me ask you this, if the relationship ended, would you regret having sold your business?

Now, if you said that you had a nest egg large enough that you could be confident with the right investing it would be enough for you/your family's retirement, or if you said that what you can get for the business will grow to meet your retirement needs, I'd say go for it. If you can't say that, I would pause.

There are a lot of sources where you can pull up financial calculators to look at various scenarios. I would consider doing that. Make sure when you do that you also run the numbers as to what age you could retire based on the amount of money you could start investing right now versus the amount you could invest if you went with your "new salary". Bet it is about 12-15+ years earlier (but, I am guessing at your age here).

Just my 2, harsh cents.

P.S. I think for me the big thing is that it is your own business. It is not like you can decide that the lower salary doesn't work for you and you can go back out and get another job making that same amount. It is your own business. Go the route of hiring someone or just simply cut back on the business you are doing.

P.P.S. Bottom line, though, you need to have a happy home life. Just don't make a change that will risk the financial future of both you and your family, based on your partner's desires at this moment in time.

Good luck.

[Greyson]

Ok Guys and Girls, I have a very complicated decision to make and I am trying to figure out what's best. I own my own business you could say. I travel a lot, usually home on the weeeknds. I've been home since Tuesday now, but only because Im here for my partner as she's having surgery as Im writing this.

I make on average $1500-2400 a week. We have plenty of money for bills and plenty to have for backup, ect....

My partner wants me to to sell it, and get a job to where Im home everyday. At most Id make $750 a week, but that's given I can even get a job like that working for FedEx or UPS or something like that.

My biggest thing is that as much as I want to be home, and as much as she wants me to be home, I dont think we'd financially survive? I think I should keep doing what Im doing for a few years at least, and then think about it. It's SO complicated. I want to be home all the time. I just feel like its not possible right now...is it wrong of me to want to keep my current business just because Im worried about money?

I need thoughts ya'll....PLEASE......:praying:

Chrome



Chrome, you have pretty much been given enough advice. So, I will not give a rehash. However, I am really curious as to what kind of business you have. If you don't mind telling us, I would really like to hear about it.

I think about the day when I can retire from this secure, adequate paying career and move on in my life. I do not want to retire full time. I would like to do something that I really care about and make an income that would supplement my retirement. I am the sort of person that needs structure and a job, mission of some sort, provides that for me.

Good luck on whatever you and your partner may decide.

[Chromeplatedbutch]

Chrome, you have pretty much been given enough advice. So, I will not give a rehash. However, I am really curious as to what kind of business you have. If you don't mind telling us, I would really like to hear about it.

I think about the day when I can retire from this secure, adequate paying career and move on in my life. I do not want to retire full time. I would like to do something that I really care about and make an income that would supplement my retirement. I am the sort of person that needs structure and a job, mission of some sort, provides that for me.

Good luck on whatever you and your partner may decide.

I have my own trucking business.... I drive. I am not in debt with anything. None of my equipment isnt paid off. So, if I were to sell, I'd get probably $25,000 at the most...being I've put probably $50,000 into it since 2007. Ive thought about hiring someone to drive for me, but I've been thru that once and it was a disaster. I had 4 trucks, sold 3 now I'm down to just this one. But when I put drivers in trucks, it was always somethinng. 4am phone call, " Im stuck in the ditch, need a tow truck. ($450 at least)" or I just ran over a nail and blew a tire ($400 for one tire). If you get a good driver, you're lucky. I just haven't found one yet. I like what I do. I like the $$$ I make. But like everyone has said, if I can save the $$$ that I make now and invest it, I can retire early. If I get the lower paying job and make the lower end, I cant save as much BUT I also wont have as many expenses. License plates are $1550 a year, repairs are outrageous, traffic is HORRIBLE. But by the end of the week, I'm proud to be 29 years old and have my own business. I have a great company that backs me 100%. that I haul freight for. I paid my truck off last year....This year we went on Vacation for the first time in 7 years...and it felt so GREAT to be able to do that.

We could live on $750 a week with no problem. I'd just like to take this oppurtunity that I've been given to make the best out of it. I also get to go visit my grandmother who raised me anytime I want who lives 800 miles away in DALLAS.

I went to 3 years of college at WKU for Nursing/criminology. If I could save up money NOW, maybe in a few years I can finish my college and do what Ive always wanted to do.

I could go on and on but I dont wanna bore everyone LOL

[ruffryder]

I have my own trucking business.... I drive. I am not in debt with anything. None of my equipment isnt paid off. So, if I were to sell, I'd get probably $25,000 at the most...being I've put probably $50,000 into it since 2007. Ive thought about hiring someone to drive for me, but I've been thru that once and it was a disaster. I had 4 trucks, sold 3 now I'm down to just this one. But when I put drivers in trucks, it was always somethinng. 4am phone call, " Im stuck in the ditch, need a tow truck. ($450 at least)" or I just ran over a nail and blew a tire ($400 for one tire). If you get a good driver, you're lucky. I just haven't found one yet. I like what I do. I like the $$$ I make. But like everyone has said, if I can save the $$$ that I make now and invest it, I can retire early. If I get the lower paying job and make the lower end, I cant save as much BUT I also wont have as many expenses. License plates are $1550 a year, repairs are outrageous, traffic is HORRIBLE. But by the end of the week, I'm proud to be 29 years old and have my own business. I have a great company that backs me 100%. that I haul freight for. I paid my truck off last year....This year we went on Vacation for the first time in 7 years...and it felt so GREAT to be able to do that.

We could live on $750 a week with no problem. I'd just like to take this oppurtunity that I've been given to make the best out of it. I also get to go visit my grandmother who raised me anytime I want who lives 800 miles away in DALLAS.

I went to 3 years of college at WKU for Nursing/criminology. If I could save up money NOW, maybe in a few years I can finish my college and do what Ive always wanted to do.

I could go on and on but I dont wanna bore everyone LOL

Thanks for posting this so that we can further understand. It's not easy to share personal information, let alone finances with others (strangers).. hopefully we aren't strangers as we are all here as a community willing to help and offer advice from our own experiences, etc. So thank you. I respect you for that and commend you for having your own business and making it work to the best of your ability and having a relationship with how young you are and reaching out to figure out the best possible situation for you and your loved ones and your future.

That being said, I think at some point you have to get deep into the business or let it go. You may love it now and the money but at some point you will be tired of the day in and day out routine and wish you would have spent more time with your family. My suggestion is try to find a partner again, give it some time a year to find someone you can trust and someone who sees the business as their own and willing to make it work the way you have. I truly believe you can find this person and can be a rewarding experience allowing you time away for your family, trusting everything will be taken care of.

If it was me, that's what I would do. I would keep the business, getting away from it slowly but surely and starting to do the things I love more: family time, school, other opportunities.

Good luck!

[DapperButch]

I have my own trucking business.... I drive. I am not in debt with anything. None of my equipment isnt paid off. So, if I were to sell, I'd get probably $25,000 at the most...being I've put probably $50,000 into it since 2007. Ive thought about hiring someone to drive for me, but I've been thru that once and it was a disaster. I had 4 trucks, sold 3 now I'm down to just this one. But when I put drivers in trucks, it was always somethinng. 4am phone call, " Im stuck in the ditch, need a tow truck. ($450 at least)" or I just ran over a nail and blew a tire ($400 for one tire). If you get a good driver, you're lucky. I just haven't found one yet. I like what I do. I like the $$$ I make. But like everyone has said, if I can save the $$$ that I make now and invest it, I can retire early. If I get the lower paying job and make the lower end, I cant save as much BUT I also wont have as many expenses. License plates are $1550 a year, repairs are outrageous, traffic is HORRIBLE. But by the end of the week, I'm proud to be 29 years old and have my own business. I have a great company that backs me 100%. that I haul freight for. I paid my truck off last year....This year we went on Vacation for the first time in 7 years...and it felt so GREAT to be able to do that.

We could live on $750 a week with no problem. I'd just like to take this oppurtunity that I've been given to make the best out of it. I also get to go visit my grandmother who raised me anytime I want who lives 800 miles away in DALLAS.

I went to 3 years of college at WKU for Nursing/criminology. If I could save up money NOW, maybe in a few years I can finish my college and do what Ive always wanted to do.

I could go on and on but I dont wanna bore everyone LOL


You're not boring us. Maybe let your partner see how much you love it? I can hear the passion in your voice as I read what you write.

Maybe a compromise of you working only 4 days a week (not sure if you can do that with the company you haul freight for)?

Side note, I am wondering if part of the reason your partner wants you home more is to help with her son? Perhaps she is overwhelmed? Maybe if you discuss with her ways so that she is less overwhelmed, her feelings of need for you to be home will be lessened?

[betenoire]

Honestly, I would keep doing what you are doing. My father drove long distance for YEARS when I was a child and that alone is what took my parents from being people who could barely feed themselves and pay their rent - to being people who owned their own house (and recently purchased a second house up north that they will move to when they retire)

You have to think of the long term. You're currently in a position where you know you will be able to retire early - that's AMAZING!

And you know what else? Distance really can make the heart grow fonder. My parents were always so happy to see each other whenever my dad got back that my mom says their relationship felt new and exciting for much longer than most people's relationships do.

If she's feeling pressure from not having help with her kid while you're away, think of different ways to get the pressure off of her. When I was little I used to go with my dad all over North America - sometimes we'd be gone for up to two weeks at a time. And I know that helped my mom a lot, especially when my sister was still a baby. My dad made it fun for me, too. We'd stop at every shitty roadside attraction from Toronto to Arkansas and back. He let me play with the CB radio while he drove (although I guess your girlfriend's kid is too old to get a kick out of that). When I was small I probably ate at nearly every truck stop in North America, and I gotta tell you those are some of the best memories I've got of my childhood.

Maybe during the summer or spring break or whatever your girlfriend's kid could go with you once in a while to take some of the pressure off of her. And if your relationship is going to be any sort of a permanent fixture in your life the bonding opportunity you two would have on the road would be priceless.

[Chromeplatedbutch]

You're not boring us. Maybe let your partner see how much you love it? I can hear the passion in your voice as I read what you write.

Maybe a compromise of you working only 4 days a week (not sure if you can do that with the company you haul freight for)?

Side note, I am wondering if part of the reason your partner wants you home more is to help with her son? Perhaps she is overwhelmed? Maybe if you discuss with her ways so that she is less overwhelmed, her feelings of need for you to be home will be lessened?


Oh I do love it. I emailed my scheduler and asked if I could compromise and be home more. Awaiting response from her. Everytime I come home, he asks me not to leave. He has a strong bond with me, as I'm the only one that's ever really cared about him. His dad and stepmom treated him poorly, as they had 5 other kids. I love him too. I'm kinda like the "dad" he never had. We have a lot of fun together. Her daughter is staying with us for a month until she recovers 100% from the neck surgery she had this morning. That way I don't have to take the whole month off. Thanks for your input :) I feel better already.

[Chromeplatedbutch]

Honestly, I would keep doing what you are doing. My father drove long distance for YEARS when I was a child and that alone is what took my parents from being people who could barely feed themselves and pay their rent - to being people who owned their own house (and recently purchased a second house up north that they will move to when they retire)

You have to think of the long term. You're currently in a position where you know you will be able to retire early - that's AMAZING!

And you know what else? Distance really can make the heart grow fonder. My parents were always so happy to see each other whenever my dad got back that my mom says their relationship felt new and exciting for much longer than most people's relationships do.

If she's feeling pressure from not having help with her kid while you're away, think of different ways to get the pressure off of her. When I was little I used to go with my dad all over North America - sometimes we'd be gone for up to two weeks at a time. And I know that helped my mom a lot, especially when my sister was still a baby. My dad made it fun for me, too. We'd stop at every shitty roadside attraction from Toronto to Arkansas and back. He let me play with the CB radio while he drove (although I guess your girlfriend's kid is too old to get a kick out of that). When I was small I probably ate at nearly every truck stop in North America, and I gotta tell you those are some of the best memories I've got of my childhood.

Maybe during the summer or spring break or whatever your girlfriend's kid could go with you once in a while to take some of the pressure off of her. And if your relationship is going to be any sort of a permanent fixture in your life the bonding opportunity you two would have on the road would be priceless.


She rode with me in the truck for about 4 years. We had a great time together. We would unload the trailers together and make extra money doing it. We had some amazing experiences together that's for sure. Getting stuck in snowstorms, hunkering down with bad weather, going to the beach a LOT...even seeing her family...It was hard at first with the truck payment and working for a really TERRIBLE company, but now it's paid off and the company I haul for is really AWESOME. They are a great bunch of people and I wouldn't ask for more understanding people. I have taken the kids for rides before...they would play with the CB, LOL...fun times.....Thanks for sharing your experiences.....

[Chromeplatedbutch]

I've been alone with no one to talk to for years, and a friend introduced me to this sight the other day...I'm SO thankful..I've needed this for SO long.

[citybutch]

Questions for ME come up like...

~Do you have a retirement plan? Can you grow one on $750 a week and meet your retirement goals (or any other goals for that matter)
~What's your liquidity?
~How long have you two been together?
~Is a decision at this young age going to be regrettable when you are older?
~Are you doing what you love?
~Etc Etc Etc.....

I am a lot older than you are... and have had a lot of GF's who wanted me to do things... to help them feel better about themselves.

I am married to someone now... who wants me to do things that make me feel better about myself... (and vice versa). I serve on three Boards, several committees, being asked to serve on a fourth, own my own business, am a community activist, have many friends who I spend time with (both with my wife and without)... My life is FULL... and I don't see my wife enough. But I also know we would be miserable if she asked me to be anything other than what I am... and if I asked her to be anything other than what she is... SHE, BTW, has a full time job as a Family Nurse Practitioner, teaches young RN's on the side, is studying for her doctoral degree, serves on some Board committee's, and is training for a half marathon... We REALLY don't see each other as much as we want to... and we are HAPPY... because we are both pursuing what we love with the full support and encouragement of the other....

Just another way to look at it...

[DapperButch]

I've been alone with no one to talk to for years, and a friend introduced me to this sight the other day...I'm SO thankful..I've needed this for SO long.

morningstar?

[betenoire]

I'm kinda jealous. Sometimes I think I should have started driving.

[DapperButch]

I'm kinda jealous. Sometimes I think I should have started driving.

Nah. People would piss you off too much.

Oh, wait, that's me.

[betenoire]

Nah. People would piss you off too much.

Oh, wait, that's me.

Naw, I'm a pretty relaxed driver.

Or at least I was until I sold my car and my DL expired (and was expired for YEARS before I realised it was)

Now I'm not allowed to drive anything other than people. Crazy.

[Chromeplatedbutch]

morningstar?

Morningstar and Kat FL

[citybutch]

*hugs* :)

Morningstar and Kat FL

[Chromeplatedbutch]

I'm kinda jealous. Sometimes I think I should have started driving.

It's fun until someone gets hurt LOL:goodluck:

[betenoire]

It's fun until someone gets hurt LOL:goodluck:

My dad actually rolled his truck in winnipeg one winter. That's why he doesn't drive any more, he fucked up his back pretty bad and can't take the "bouncing" any more.

So yeah. Fun until someone gets hurt. :)

[BullDog]

Hey Chrome, thanks for sharing your story. I can see why it would be hard to replace you in your business, but maybe you can work on getting more flexible hours and/or work on finding someone you trust to share part of the driving so you can spend more time at home. Anyway, best wishes to you, congrats on your accomplishments and welcome to BFP.

[Soft*Silver]

omg, you are 29 and young enuf to sit at home and give the girl a few years. Your truck isnt going to disappear. Do what you want to do with your girl, then go back to OTR driving again if you want. Jeez, I was thinking you were in your 40s and strapped in because of age and all the demands that go with that.

Most people are still trying to find love or a career at your age. You have both. Please yourself and indulge in some recreational years. Life wont go away, and you can make money later on...

[Starbuck]

Chrome,

First of all, welcome to the Planet. I hope you are finding some useful information here. I tend to agree with Julie in that you need to complete a written budget of all the money coming in and all the money going out...making sure to include EVERY dime spent, say for a month. You can create a budget beginning with a starting income of what you make now and another budget of $750 a week to compare. Keep a running tally of all bills, shopping, eating out, savings, etc. See what the difference looks like on paper.

You don't want to compromise your savings. Suzy Orman, a well known financial advisor, and others, suggests a three months worth of income saved up in case of emergency. This particular savings is separate from any other savings account that you might have because you don't touch it unless you need it for an emergency like a lost job. I hope this helps.

[Chromeplatedbutch]

omg, you are 29 and young enuf to sit at home and give the girl a few years. Your truck isnt going to disappear. Do what you want to do with your girl, then go back to OTR driving again if you want. Jeez, I was thinking you were in your 40s and strapped in because of age and all the demands that go with that.

Most people are still trying to find love or a career at your age. You have both. Please yourself and indulge in some recreational years. Life wont go away, and you can make money later on...

Yeah I started out young...that's how I'm where I am now...lol

[DomnNC]

I saw where you mentioned about going back to college. Now that there is a child in the picture have you given any thought to their continuing education and how that's going to be paid for? College sure isn't cheap these days. Are you going to be contributing to his/her college fund? Is his/her mother going to be solely responsible for that? That has to be figured into the equation as well. Also, being the child is 13 and will be going into high school (if not already there), what if he/she wants to participate in sports, in some kind of clubs, that's all expense that needs to be figured into the equation as well. You now have the added expense of clothes for the child, food, your household utility bills will be rising with a 3rd person, etcetcetc. I wouldn't cut my hours or income until the mother is gainfully employed as well and contributing to household funds, college funds, etcetcetc. In this economy it may take her a while to find a job that will allow her to contribute in a meaningful way. Just don't cut off your nose to spite your face as they say.

[Corkey]

Ok Guys and Girls, I have a very complicated decision to make and I am trying to figure out what's best. I own my own business you could say. I travel a lot, usually home on the weeeknds. I've been home since Tuesday now, but only because Im here for my partner as she's having surgery as Im writing this.

I make on average $1500-2400 a week. We have plenty of money for bills and plenty to have for backup, ect....

My partner wants me to to sell it, and get a job to where Im home everyday. At most Id make $750 a week, but that's given I can even get a job like that working for FedEx or UPS or something like that.

My biggest thing is that as much as I want to be home, and as much as she wants me to be home, I dont think we'd financially survive? I think I should keep doing what Im doing for a few years at least, and then think about it. It's SO complicated. I want to be home all the time. I just feel like its not possible right now...is it wrong of me to want to keep my current business just because Im worried about money?

I need thoughts ya'll....PLEASE......:praying:

Chrome


Right now even supposing you could find a job that would allow you to be home as you wish to be, is kind of a crap shoot. Personally I'd wait, because having a roof over my head and food in the pantry is kind of important ya' know? Now if you two can put this off for a few years, you may be able to save up so that the $750 a week isn't going to be a hardship for your life style, assuming you have a mortgage, car payment, insurance utilities and of course gas. I may be wrong, but downsizing income in a recession doesn't make a hella lot of since. Think of it this way the more you earn and save, the better, longer, vacation you two can have.
My. 50