[Bit]

I make lunch for Gryph and pack it along with a couple of drinks in his backpack for work. He prefers his Gatorade watered down a little, and his tea boiled strong; also takes a cup of coffee to work with him. The Gatorade is $1.50 a day at work and I only pay at most $2 for a week's worth at the grocery store, so there's $5.50 a week right there.

Days when I just cannot get it together enough to cook in time, he spends anywhere from $5 to $8 on lunch, so I make a pretty big effort to cook ahead and make sure there's always something lunch-worthy in the fridge. I normally get three lunches out of $4 worth of ingredients, so a conservative estimate would be that we spend $8 a week and that saves us approximately $17 a week--or more.
~~~~~~~~~~~~

A very kind soul *kisses to you!* sent me a gift card to Dollar General and I got a ride over there today. Wow, I found Crest Prohealth in the big tube for a dollar less than the grocery store and it came with a freebie sample of the rinse. I also got Glucosamine Chondroiten--Gryph says it really does make a difference with his knees--for half price. Then I found some hair squinchies for me (mine have finally all given up the elastic ghost) and some eeensy rubber bands for his braids (he wears braids to honor his Native American heritage) for a dollar apiece!! It was great!
~~~~~~~~~~~~

So, Gryph and I splurged and had a fast food dinner the other evening. I would tell you it was our anniversary dinner, but lol!! We FORGOT!!! (can we count it in retrospect?) Ah well. Anyhow, I asked to go out because we needed to talk away from distractions, interruptions, and tension. It was kinda hard to get the conversation started... how strange to have an attack of shyness after being together for three years, eh? and over such a prosaic and mundane topic, too.

We needed to talk about money.

Gryph thought I was nuts. He said we do fine, that he's good with how I handle the budget. I think he was pretty concerned until he realized I just needed input. There were things we hadn't talked about, yanno? So we spent a couple hours talking about the priorities of life.

What sparked it might seem silly or even inconsequential to others. Two magazines are up for renewal. They're more expensive than most of our magazines--and they're Native American magazines. So instead of just deciding to let them go, I needed to know what kind of priority they have in his life, whether the content makes a difference (yep, it sure does!). That led us to a discussion about what's important and in which ways.

I discovered things which surprised me, like a museum membership would be a really bad birthday gift because he really doesn't care about museums (what threw me on that one was the one N.A. magazine, since it's from the National Museum of the American Indian)... but on the other hand, he wants to decorate That House to be respectful of the Craftsman era, so if I find copper Craftsman-style lamps or mailboxes or furniture that we can afford, I should get them. And while landscaping the yard is a low priority for him, making me happy is a high priority, so it's okay with him if I spend money on a food garden even when the budget is squeaking. (He wins, I bought a raspberry vine today!)

Anyhow it was an interesting discussion, as much for the things we forgot to talk about as for all the things we did talk about. We started with a given: That House must be repaired, and all the bills must be paid. After that we ranked things low, medium, and high priority in terms of spending money--there were a few things that are high priority in terms of time and energy that are medium or even low in terms of money--and while we talked about ways to improve our lives, we completely forgot to talk about things like a new computer or cell phone service.

Like I said, it was interesting! And now I have a much clearer idea where our money should go, and what is most important in our lives.