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					Originally Posted by turasultana  another very practical one I'd tell my younger self - start putting money in an IRA (and/or 401K) as early as possible. 
 no, retirement isn't on a 20 year old's mind much, but they will never regret starting early to save for it.
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 i have read that a huge majority of millionaires actually followed your advice
they bought a house young... and made really safe investments young...