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DapperButch · 02-09-2011, 09:21 AM

I reached my educational goals at age 24 (was fortunate I was able to go to school full-time) and have reached my goals in terms of work itself.

I feel like I am just floating along in some ways. I have considered getting my Diplomate in Social Work (some new certification you can get as a clinical social worker), but it will not impact my career in anyway (money or position), so it would only be for me and impact my wallet!

Something I have considered for the last few years is looking into becoming a certified financial planner. I have always enjoyed learning about investing and what I like about being a CFP, specifically, is that you can charge just a flat rate fee for your services. I would be uncomfortable making commissions off of trades. Also, my understanding is that CFPs help people look at the WHOLE picture of their lives....their retirement, their life insurance, planning to save for college for their kids, etc., which I think would be more interesting to me than day trading, for example. I think I also would be better at that.

Anyway, I go back and forth, but it would be hard to make the decision to start at the bottom again in a career (loss of income), but might be worth it. Fortunately, I pretty much live at my means or even below my means (and have no debt besides house), so I could still manage my house payment, for example, even with a paycut.

At some point I need to make a decision about it, instead of dragging my feet!

02-09-2011, 09:21 AM	#23
DapperButch Roadster Guy How Do You Identify?: FTM, Stone Butch Preferred Pronoun?: He Join Date: Nov 2009 Location: Northeast Posts: 7,745 My Photo Gallery Thanks: 26,545 Thanked 26,814 Times in 5,772 Posts Rep Power: 21474858	I reached my educational goals at age 24 (was fortunate I was able to go to school full-time) and have reached my goals in terms of work itself. I feel like I am just floating along in some ways. I have considered getting my Diplomate in Social Work (some new certification you can get as a clinical social worker), but it will not impact my career in anyway (money or position), so it would only be for me and impact my wallet! Something I have considered for the last few years is looking into becoming a certified financial planner. I have always enjoyed learning about investing and what I like about being a CFP, specifically, is that you can charge just a flat rate fee for your services. I would be uncomfortable making commissions off of trades. Also, my understanding is that CFPs help people look at the WHOLE picture of their lives....their retirement, their life insurance, planning to save for college for their kids, etc., which I think would be more interesting to me than day trading, for example. I think I also would be better at that. Anyway, I go back and forth, but it would be hard to make the decision to start at the bottom again in a career (loss of income), but might be worth it. Fortunately, I pretty much live at my means or even below my means (and have no debt besides house), so I could still manage my house payment, for example, even with a paycut. At some point I need to make a decision about it, instead of dragging my feet! __________________ -Dapper Are you educated or indoctrinated?