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dixie · 03-25-2011, 09:28 PM

Holy crap.
I like to look at homes for rent and for sale, in different areas. I just enjoy looking at floorplans and stuff. Ran across an ad for a beautiful, modern/trendy fully-furnished home. I usually only look at pics but decided to read about this one. I was shocked to see all the hoops you have to jump thru. This is what they required JUST for an appointment to look at this rental house:

1. Minimum FICO Score of 700;
2. Two Years of Steady Employment History in Like Industry;
3. Two Years of Excellent Rental or Mortgage Payment History;
4. No Felony or Misdemeanor Convictions;
5. Monthly Income Must be Three Times (3x) the Rental Rate After the Outgoing Debt Reflected on Your Credit Report;
6. No Current Collection Accounts, Judgments, Tax Liens or Bankruptcies;
7. We Must Be Provided with Your Last 90-Day Bank Statements, Two Most Recent Paystubs & Tax Returns for the Last Two Years; and
8. Valid Driver’s License or Passport.

Once again, holy crap! Are things really like this in the "real world"? Where I live, not only do you not usually have to do a credit check or any of that financial stuff, but usually they don't even bother taking a full security deposit. Wow. I am realizing that I am totally naive when it comes to the dealings of city life.

03-25-2011, 09:28 PM	#5699
dixie Infamous Member How Do You Identify?: I usually just poke it with a stick. Preferred Pronoun?: Bitch Relationship Status: Intertwined deeply Join Date: Nov 2009 Location: We're all a little mad here. Posts: 6,627 My Photo Gallery Thanks: 10,972 Thanked 21,383 Times in 4,808 Posts Rep Power: 21474858	Holy crap. I like to look at homes for rent and for sale, in different areas. I just enjoy looking at floorplans and stuff. Ran across an ad for a beautiful, modern/trendy fully-furnished home. I usually only look at pics but decided to read about this one. I was shocked to see all the hoops you have to jump thru. This is what they required JUST for an appointment to look at this rental house: 1. Minimum FICO Score of 700; 2. Two Years of Steady Employment History in Like Industry; 3. Two Years of Excellent Rental or Mortgage Payment History; 4. No Felony or Misdemeanor Convictions; 5. Monthly Income Must be Three Times (3x) the Rental Rate After the Outgoing Debt Reflected on Your Credit Report; 6. No Current Collection Accounts, Judgments, Tax Liens or Bankruptcies; 7. We Must Be Provided with Your Last 90-Day Bank Statements, Two Most Recent Paystubs & Tax Returns for the Last Two Years; and 8. Valid Driver’s License or Passport. Once again, holy crap! Are things really like this in the "real world"? Where I live, not only do you not usually have to do a credit check or any of that financial stuff, but usually they don't even bother taking a full security deposit. Wow. I am realizing that I am totally naive when it comes to the dealings of city life.