[Blue_Daddy-O]

Originally Posted by dixielady

Holy crap.
I like to look at homes for rent and for sale, in different areas. I just enjoy looking at floorplans and stuff. Ran across an ad for a beautiful, modern/trendy fully-furnished home. I usually only look at pics but decided to read about this one. I was shocked to see all the hoops you have to jump thru. This is what they required JUST for an appointment to look at this rental house:

1. Minimum FICO Score of 700;
2. Two Years of Steady Employment History in Like Industry;
3. Two Years of Excellent Rental or Mortgage Payment History;
4. No Felony or Misdemeanor Convictions;
5. Monthly Income Must be Three Times (3x) the Rental Rate After the Outgoing Debt Reflected on Your Credit Report;
6. No Current Collection Accounts, Judgments, Tax Liens or Bankruptcies;
7. We Must Be Provided with Your Last 90-Day Bank Statements, Two Most Recent Paystubs & Tax Returns for the Last Two Years; and
8. Valid Driver’s License or Passport.

Once again, holy crap! Are things really like this in the "real world"? Where I live, not only do you not usually have to do a credit check or any of that financial stuff, but usually they don't even bother taking a full security deposit. Wow. I am realizing that I am totally naive when it comes to the dealings of city life.

Yeah, that's Real Estate for you these days. The terms are typical, but not before previewing just one house. I always had my client Buyers pre-qualified before I put them in my car to look at multiple homes though.