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Old 09-12-2011, 11:48 PM   #38
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Smile Budget time

Chrome,

First of all, welcome to the Planet. I hope you are finding some useful information here. I tend to agree with Julie in that you need to complete a written budget of all the money coming in and all the money going out...making sure to include EVERY dime spent, say for a month. You can create a budget beginning with a starting income of what you make now and another budget of $750 a week to compare. Keep a running tally of all bills, shopping, eating out, savings, etc. See what the difference looks like on paper.

You don't want to compromise your savings. Suzy Orman, a well known financial advisor, and others, suggests a three months worth of income saved up in case of emergency. This particular savings is separate from any other savings account that you might have because you don't touch it unless you need it for an emergency like a lost job. I hope this helps.
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