Quote:
Originally Posted by Sachita
I am looking into credit unions. It's tricky moving everything and a pain in the ass but I know I must. I have business accounts and we also have ACH deposits to consider. Not to mention all the automated billing.
For the past year I have offered discounts on cash. Most of my local business pays cash and I have also begun doing more bartering. I know this isn't always possible for people but bartering is great. I trade boarding services and marketing services. I have my own server, build sites and market them for monthly subscriptions I trade. Its great.
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Hi Sachita, it took me pretty much an entire day. I started the month before, with a bank statement to see who I had the direct withdrawls with.
Then I set up my plan. The next thing I did was open the new checking account. Once I got moving, it wasn't too bad. I made a standard form letter to mail everyone that I had the direct wirthdrawl with, as a back up, in case they screwed it up. But no one did, it was very smooth. I had more problems with my employer at the time getting the direct deposits correct
, and it was employee sponsored thru them. I
MADE my sister join. Now, she is all about credit unions.