I don't want to derail things, but this one really stuck in my craw. I did a little look around, no deep research or anything, in fact all I did was google the line I bolded above. I came up with a summary report from 2011 that hits on the high points of what companies of various sizes are doing to prepare for national health care.
This is the
Mercer's National Survey I ran across. I am still going through it. Pages 4 and 9 show the ramp up to national care. Page 33-34 is a clearly stated objective. Starting on page 51 are the plan incentive ideas. Page 87 is interesting as well from a retirement point of view. Page 92 and on show the already in place ramifications of the national health policy coming. Page 94 confirms these 'incentives' are here to stay.
A couple of terms tossed around in the report are
CDHP: "The concept of a CDHP is to return control of health care dollars to the person who uses them, the consumer. The consumer is given a financial incentive to control costs and as a result tend to become more directly involved in the selection and usage of health care services."
And
PPACA: The Patient Protection and Affordable Care Act (PPACA), commonly called Obamacare, or the Affordable Care Act
If anyone is interested in this approach to health care that we are seeing, you might want to have a glance, it certainly opened my eyes. This report is a couple of years old and the emphasis is on using positive reinforcement. It would seem that CVS has decided to take the carrot and turn it into a stick. I have seen some plans where a person could protect their privacy for a one time lost discount of maybe $50-100 per year, but at $600 per year as mentioned in the article, I don't think the majority of CVS employees are going to see that as a viable option.
While I agree with the concept of making healthy lifestyle education available to all people (something to counter the current marketing of crap food and latest drugs model), I really don't see forcing it down someones throat as making it somehow more effective. On the contrary, I see it as an effective way to create resentment on a large scale.
I can't wait to see what will be on the table for non-corporate yet required insurance programs for those not currently insured.
Just my .02
Derail/rant over, carry on.