Butch Femme Planet - View Single Post - The Aging Community: What Are Your Plans?

Electrocell · 07-08-2014, 08:45 AM

Personally I would rather stay independent as long as possible. Rather die at home then in a nursing home or assisted living place. Both are expensive and with nursing homes (at least in TN) they make you either sell your property to help pay for the care if social security doesn't cover it all. So you have nothing left to give to whomever you want to give it too. If you don't sell it at least 5 years before you go into the nursing home they will go after that money also if you have it in the bank. Then dole out an allowance for you.

Was told some really sad stories about nursing homes in the area I live in by people that actually live in them. Not to mention the smells you smell when you are in them. They are always short staffed and under paid. Around $1500.00 + a month.Assisted living you are looking at $3000.00 + a month.
So I will take my chances at home with my niece coming by and home healthcare help.

A lot of retired people are doing reverse mortgages so they can continue living at home. I own my place free and clear so that might be an option for me if my retirement isn't enough to take care of the bills etc.

07-08-2014, 08:45 AM	#20
Electrocell Member How Do You Identify?: Stonebutch Preferred Pronoun?: he/hy Join Date: Jun 2011 Location: TN Posts: 1,334 My Photo Gallery Thanks: 7,535 Thanked 2,769 Times in 983 Posts Rep Power: 21474850	Personally I would rather stay independent as long as possible. Rather die at home then in a nursing home or assisted living place. Both are expensive and with nursing homes (at least in TN) they make you either sell your property to help pay for the care if social security doesn't cover it all. So you have nothing left to give to whomever you want to give it too. If you don't sell it at least 5 years before you go into the nursing home they will go after that money also if you have it in the bank. Then dole out an allowance for you. Was told some really sad stories about nursing homes in the area I live in by people that actually live in them. Not to mention the smells you smell when you are in them. They are always short staffed and under paid. Around $1500.00 + a month.Assisted living you are looking at $3000.00 + a month. So I will take my chances at home with my niece coming by and home healthcare help. A lot of retired people are doing reverse mortgages so they can continue living at home. I own my place free and clear so that might be an option for me if my retirement isn't enough to take care of the bills etc. __________________ Love and accept me for me not someone you want me to be.