I saw something this morning that inspired hope.
I was reading the latest Kiplinger's this morning, specifically an article about CCRC's (Continuing Care Retirement Communities) and they mentioned that they used to be "on golf courses and mountaintops in the middle of nowhere" and that now they are expanding to attract niche or affinity groups and listed several more urban types. In that list they included "lesbian-gay-transgender populations".
I think it is a good sign that this is being mentioned in a mainstream publication right alongside other options. Inclusion seems to be coming to the retirement industry. Hey, at least they are acknowledging that we have checkbooks too.