Haven't really had time to post on here, but I have been keeping an eye on this thread and wanted to pop in and give thanks to Dapper for starting it and all of you contributors.
Lots of great information!
As things settle down for me (hopefully in the next month or thereabouts) I will be able to participate actively. I have questions that I am sure you all can help guide me with and I am very grateful for what you all are already sharing. You are answering some questions I didn't even know I had.
Thank you!