The Frugal Lifestyle

[christie]

'Dusa -

Sounds like you have really gotten off to a good start - I, too, once had a $5 Starbucks habit THREE times a DAY! The habit was brought to a screeching halt when I moved to VA and Jess informed me the nearest Starbucks was TWENTY THREE miles away from the house!

Even though now there is one about a half mile from my office, I only indulge about once a month.

In talking about frugality and home improvement, I'm not sure if you know about Habitat's ReStore. Its basically a thrift shop with home improvement items and the proceeds go to Habitat. Here is the link for the AR locations:
http://www.habitat.org/cd/env/restor....aspx?place=51

Its kinda like most thrift shops - hit and miss. The one closest to us now is in Mt. Airy and while they don't have the selection that Richmond's location does, we have managed to snag a couple of deals there. Bathroom sink - $20. The lovely cast iron/almond enamel kitchen sink was $50, but with a new faucet set from Lowe's and it looks perfectly fine.

I must admit that I am quite an impulsive shopper and that I have been looking lately at the retail therapy I do in replacement for eating therapy. It didn't stop me from the Wii and the Wii Fit last week, but I am becoming more aware of how I need to slow down and find a different habit - maybe it will be using the Wii Fit!

[Medusa]

Originally Posted by christie0918

'Dusa -

Sounds like you have really gotten off to a good start - I, too, once had a $5 Starbucks habit THREE times a DAY! The habit was brought to a screeching halt when I moved to VA and Jess informed me the nearest Starbucks was TWENTY THREE miles away from the house!

Even though now there is one about a half mile from my office, I only indulge about once a month.

In talking about frugality and home improvement, I'm not sure if you know about Habitat's ReStore. Its basically a thrift shop with home improvement items and the proceeds go to Habitat. Here is the link for the AR locations:
http://www.habitat.org/cd/env/restor....aspx?place=51

Its kinda like most thrift shops - hit and miss. The one closest to us now is in Mt. Airy and while they don't have the selection that Richmond's location does, we have managed to snag a couple of deals there. Bathroom sink - $20. The lovely cast iron/almond enamel kitchen sink was $50, but with a new faucet set from Lowe's and it looks perfectly fine.

I must admit that I am quite an impulsive shopper and that I have been looking lately at the retail therapy I do in replacement for eating therapy. It didn't stop me from the Wii and the Wii Fit last week, but I am becoming more aware of how I need to slow down and find a different habit - maybe it will be using the Wii Fit!

We LOVE Re-Store!!!!

When we were in California, we lived about 4 miles from one of the best Re-Stores I have ever been to. It was HUGE and had tons of older fixtures from craftsman homes and churches. Even had furniture and lottttttts of decorative stuff. We scored a bunch of good stuff there to fix up our old place and right before we left, we scored a brand new Neptune dryer still in the box for like $100.

We discovered a Re-Store not too far from where we lived and the Manager asked Jack to take on a Project Manager position for an all-female build that is coming up this summer (schedule permitting). The store itself is tiny and not very well-stocked but still, we check it when we can for caulk and nails and other bits.

I will say that Jack scored 2 huge boxes of nails that were normally in the $40 range for $3 each at the old store right before we moved. Between the cases of nails, the dryer, and all the canned "survival" food, our poor Penske was sitting on FLAT leaf-springs the whole way to Arkansas.
Ai. Yi. YI!

[Jess]

I used to get up and make the girl's lunch everyday. When we moved and she has to stay away from home part of the week I wasn't able to do this any longer and it actually makes me sad.

When we have a good weekend ( meaning no family chaos or projects haven't over taken all of our time), we do some shopping and I make her several lunch and dinner type things and pack them in a cooler for her to take with. I HATE that she has to rely so much on food cooked by other people.. grrrr... so I want to make it a priority to make sure to send her off with good healthy food that she likes and will eat.

This time of year is great for eating well cheaply. Gardening certainly supplements (and if I were further along it would replace need for the produce section), but there are quite a few good produce stands/ farmers markets to pick up fresh stuff from.

We have lots of home projects ahead of us also. I soooo feel you guys Medusa on the new roof. We need one and want to do the no maint. metal roof so we'll be getting estimates soon. There are no leaks, however we have lost a lot of shingles, so we are trying to knock out some other projects before that, as it is a pretty major expense. One of our fall projects will be insulating under the house. If possible we are going to run pipes under the house that will come off the water stove and create radiant heat, then insulate around it all. This old place is cold as heck downstairs in the winter, last winter surely taught us that insulation is truly the gift that keeps on giving!

Good thread folks! Love the couponmom!

[christie]

Originally Posted by Jess

I used to get up and make the girl's lunch everyday. When we moved and she has to stay away from home part of the week I wasn't able to do this any longer and it actually makes me sad.

When we have a good weekend ( meaning no family chaos or projects haven't over taken all of our time), we do some shopping and I make her several lunch and dinner type things and pack them in a cooler for her to take with. I HATE that she has to rely so much on food cooked by other people.. grrrr... so I want to make it a priority to make sure to send her off with good healthy food that she likes and will eat.

This time of year is great for eating well cheaply. Gardening certainly supplements (and if I were further along it would replace need for the produce section), but there are quite a few good produce stands/ farmers markets to pick up fresh stuff from.

We have lots of home projects ahead of us also. I soooo feel you guys Medusa on the new roof. We need one and want to do the no maint. metal roof so we'll be getting estimates soon. There are no leaks, however we have lost a lot of shingles, so we are trying to knock out some other projects before that, as it is a pretty major expense. One of our fall projects will be insulating under the house. If possible we are going to run pipes under the house that will come off the water stove and create radiant heat, then insulate around it all. This old place is cold as heck downstairs in the winter, last winter surely taught us that insulation is truly the gift that keeps on giving!

Good thread folks! Love the couponmom!

Wha??? You saying that WaWa can't cook??? LOL LOL

I MISS my lunches. I swear, you are the ONLY person I know that can make a salad and it weigh 10lbs!!

I can't WAIT for fried baloney sammiches with fresh 'maters!

[Sachita]

My adult son recently moved out for the third time. Times are tough, which is why he lived here 4 months and while he was here he complained about how much money going out to eat would cost. I told him to give 25.00 a week and I'd help him. I bought milk, cereal, stuff for sandwiches, pasta, etc. I didnt cook for him everyday but made stuff available to him and often made him leftovers, sandwiches, salads. I also told him to stop buying bottled water to save money and the planet. I have good water and a water filter.

Sunday we had dinner and we were talking. He said he was able to get ahead and save money. He estimated that just a few changes and eating home at least 4 days a week he saved 100.00 or more a week. It all adds up especially if you're dating. He sat down with his GF and together they came up with a system so they could both save money and be more frugal. I was happy to see him do so because being frugal makes you think and more conscious of everything around you. Now if I can just get him into gardening!

[Sweet_Amor_Taino]

I recently had similar conversation with my daughter and the bottle water was a topic. I bought her a Brita bottle and filter I told her she could save at least $200 every 3 months and she did not have to carry the battles lol

Originally Posted by Sachita

My adult son recently moved out for the third time. Times are tough, which is why he lived here 4 months and while he was here he complained about how much money going out to eat would cost. I told him to give 25.00 a week and I'd help him. I bought milk, cereal, stuff for sandwiches, pasta, etc. I didnt cook for him everyday but made stuff available to him and often made him leftovers, sandwiches, salads. I also told him to stop buying bottled water to save money and the planet. I have good water and a water filter.

Sunday we had dinner and we were talking. He said he was able to get ahead and save money. He estimated that just a few changes and eating home at least 4 days a week he saved 100.00 or more a week. It all adds up especially if you're dating. He sat down with his GF and together they came up with a system so they could both save money and be more frugal. I was happy to see him do so because being frugal makes you think and more conscious of everything around you. Now if I can just get him into gardening!

[cinnamongrrl]

We attempt at a frugal lifestyle....no credit cards, we spend only what we have. We don't OWE anything to anyone (except the hospital, but that will be addressed)

However,

Fate has made other plans for us. We now have to buy a car that we weren't planning to buy. We had 2 cars paid for outright and now one (mine) has shit the bed, for lack of less colorful term. SO we are now forced to buy a car, AND have car payments AND have higher insurance payments.....sigh....

I'd much rather prefer buying a car outright...just saying....

[Mopsie]

*nudge*

I'm bumping this thread because I need all the help I can get with living frugally!

I'm waiting to hear about a second job that I applied for ... my full time Social Work job does not pay enough to pay the bills these days.

I'm looking forward to hearing everyone's ideas.

[Jess]

Originally Posted by christie0918

Wha??? You saying that WaWa can't cook??? LOL LOL

I MISS my lunches. I swear, you are the ONLY person I know that can make a salad and it weigh 10lbs!!

I can't WAIT for fried baloney sammiches with fresh 'maters!

I thought you adored that I am a size King

[christie]

Hear hear on the cheaper food items! Some things are never truer than "you get what you pay for."

And yes, my beautiful size King, I adore every lil thing about you, even the laundry nazi part. (One might think that there are certain chores I don't mind being banned from!)

[Gemme]

Originally Posted by Bit

I make lunch for Gryph and pack it along with a couple of drinks in his backpack for work. He prefers his Gatorade watered down a little, and his tea boiled strong; also takes a cup of coffee to work with him. The Gatorade is $1.50 a day at work and I only pay at most $2 for a week's worth at the grocery store, so there's $5.50 a week right there.

Days when I just cannot get it together enough to cook in time, he spends anywhere from $5 to $8 on lunch, so I make a pretty big effort to cook ahead and make sure there's always something lunch-worthy in the fridge. I normally get three lunches out of $4 worth of ingredients, so a conservative estimate would be that we spend $8 a week and that saves us approximately $17 a week--or more.
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A very kind soul *kisses to you!* sent me a gift card to Dollar General and I got a ride over there today. Wow, I found Crest Prohealth in the big tube for a dollar less than the grocery store and it came with a freebie sample of the rinse. I also got Glucosamine Chondroiten--Gryph says it really does make a difference with his knees--for half price. Then I found some hair squinchies for me (mine have finally all given up the elastic ghost) and some eeensy rubber bands for his braids (he wears braids to honor his Native American heritage) for a dollar apiece!! It was great!
~~~~~~~~~~~~

So, Gryph and I splurged and had a fast food dinner the other evening. I would tell you it was our anniversary dinner, but lol!! We FORGOT!!! (can we count it in retrospect?) Ah well. Anyhow, I asked to go out because we needed to talk away from distractions, interruptions, and tension. It was kinda hard to get the conversation started... how strange to have an attack of shyness after being together for three years, eh? and over such a prosaic and mundane topic, too.

We needed to talk about money.

Gryph thought I was nuts. He said we do fine, that he's good with how I handle the budget. I think he was pretty concerned until he realized I just needed input. There were things we hadn't talked about, yanno? So we spent a couple hours talking about the priorities of life.

What sparked it might seem silly or even inconsequential to others. Two magazines are up for renewal. They're more expensive than most of our magazines--and they're Native American magazines. So instead of just deciding to let them go, I needed to know what kind of priority they have in his life, whether the content makes a difference (yep, it sure does!). That led us to a discussion about what's important and in which ways.

I discovered things which surprised me, like a museum membership would be a really bad birthday gift because he really doesn't care about museums (what threw me on that one was the one N.A. magazine, since it's from the National Museum of the American Indian)... but on the other hand, he wants to decorate That House to be respectful of the Craftsman era, so if I find copper Craftsman-style lamps or mailboxes or furniture that we can afford, I should get them. And while landscaping the yard is a low priority for him, making me happy is a high priority, so it's okay with him if I spend money on a food garden even when the budget is squeaking. (He wins, I bought a raspberry vine today!)

Anyhow it was an interesting discussion, as much for the things we forgot to talk about as for all the things we did talk about. We started with a given: That House must be repaired, and all the bills must be paid. After that we ranked things low, medium, and high priority in terms of spending money--there were a few things that are high priority in terms of time and energy that are medium or even low in terms of money--and while we talked about ways to improve our lives, we completely forgot to talk about things like a new computer or cell phone service.

Like I said, it was interesting! And now I have a much clearer idea where our money should go, and what is most important in our lives.

Isn't it funny how a seemingly small thing will create big waves of communication? I just did this with myself, concerning my Women's Heath magazine. I already have two others, so I've opted to let it go and go veg at the library once a month to catch up. If I see any articles I just CANNOT live without, I'll copy them or bring a notebook to jot ideas down in.

I've already decided to venture more into the library now that I have little to no internet at work and I usually have a good chunk of down time.

I've gone through my finances a LOT in the past few days. Getting my hours cut at work is costing me quite a bit, so I've been looking at ways to trim my budget. Next month, since it's too late to cancel it for this month, the Y membership goes. Since I won't be driving across town 4-5 days a week, my gas will be less too. My cell plan is getting cut to the bare bones and texting will be nixed or minimalized as much as possible too. I have a credit watch program that I'm cutting (it's not like I can do anything now anyway to repair and restore it).

I already did the bring your lunch thing and I rarely go out. Last month, I stopped for an order of California rolls and that was $5. That was it as far as going out goes. Now, my food and miscellaneous budget are being cut in half. So, toiletries and hygienic things are going to change as far as brands go and I am going to have to give some things up. Regular moisturizer instead of defying gravity and free radicals stuff, for example. My food budget is implemented by the food bank (I think I mentioned that already), which is a Godsend. Some days, I can get fresh produce there.

It's *definitely* all about what's important to you. Making the reunion is important to me, so I'll be showing up with graying hair instead of the fabulous color job I wanted, more wrinkles than I wanted, paler skin than I wanted, stubbier skin than I wanted (man, giving up the waxing hurts.....I didn't realize how much I enjoyed the results), and just looking crappier than I would like to but I'll be there and that is more important than looking good to me. I miss my community.

[Linus]

Welp. I put up the sofa, dining room table, a rice cooker and the George Foreman grill up on Craigslist. Hopefully they will go. I figure whatever doesn't go I'll get 1-800-got-junk to take it away to give to charity. I'll also have to give a call to the local GoodWill to pick up the 5-6 bags of clothing.

[Kätzchen]

This past year, I bought a Stainless Steel water bottle

and using it saves the environment. I totally love it!

Also, I rarely go out to eat - except for special ocassions.
I always take a lunch with me or make a lunch for my son
and I love to cook at home. I happen to live near a farmers
market that is open most days, so I stock up on fresh produce
that's in season and basically make meals from scratch. Also,
for me, I find that if I shop for groceries on a frequent basis -
like stopping by the grocery store, when I'm already out and about -
I can find specials in the meat department and this helps me out a lot!

This is forum thread is a great place for new ideas on how to save, too!

[SassyLeo]

Originally Posted by ALovelyKiss

This past year, I bought a Stainless Steel water bottle

and using it saves the environment. I totally love it!

Also, I rarely go out to eat - except for special ocassions.
I always take a lunch with me or make a lunch for my son
and I love to cook at home. I happen to live near a farmers
market that is open most days, so I stock up on fresh produce
that's in season and basically make meals from scratch. Also,
for me, I find that if I shop for groceries on a frequent basis -
like stopping by the grocery store, when I'm already out and about -
I can find specials in the meat department and this helps me out a lot!

This is forum thread is a great place for new ideas on how to save, too!

I have several water bottles, my favorite being the Klean Kanteen.

For years I had bought bottled water... not the individual bottles, the large re-fillable containers. At some point, I just stopped filling them. It was a pain in the ass to find a Glacier machine that actually worked, so I just stopped.

I just drink tap. And luckily my tap is decent. It's not a huge savings, but it is some.

Speaking of plastic bottles... this is a big eye opener: [nomedia="http://www.youtube.com/watch?v=Lt-MivNezes"]YouTube- Garbage Island[/nomedia]

[Kätzchen]

Originally Posted by SassyLeo

I have several water bottles, my favorite being the Klean Kanteen.

For years I had bought bottled water... not the individual bottles, the large re-fillable containers. At some point, I just stopped filling them. It was a pain in the ass to find a Glacier machine that actually worked, so I just stopped.

I just drink tap. And luckily my tap is decent. It's not a huge savings, but it is some.

Speaking of plastic bottles... this is a big eye opener: YouTube- Garbage Island

That's so nice SassyLeo (re: the Klean Kanteen)!

I watched the video you left here! I learned something new, thanks to you posting it here! I forwarded your video to a couple of people I know who can use that piece of information - and they weren't aware of it either! Thanks!

[Blade]

OK call me stupid.............what the heck is a rice cooker?

[Selenay]

I have this water bottle from Sigg.

There's much debate about which is better, Klean Kanteen or Sigg, but I think they're both going to get the job done. One may be better than the other if weight matters, the other might be better if you're worried about plastic, but it's not important to me.

I also use this sports top (except mine is blue. I find it's way more helpful than other sports tops, because many stay uncovered... and I drop things on dirty floors. A lot. This protects my stuff! Plus, I've dropped it on the floor (I actually launched it while taking it out of the package, of course) and it didn't break.

I love it

[Nat]

Re-store is awesome - don't have one too close.

I'm not fabulous at frugality, but M is which I very much appreciate.

[Bit]

Originally Posted by Jess

I used to get up and make the girl's lunch everyday. When we moved and she has to stay away from home part of the week I wasn't able to do this any longer and it actually makes me sad.

I hear you on that, Jess! I think I would be pretty sad if I couldn't cook for Gryph; I don't always consciously think about the cooking being a way of showing my love, but it is, all the same.

Hey Dusa, I didn't do the multiquote thang but I did want to say, I've learned the same lesson about the really cheap food being so unappetizing and then costing more because you have to replace it. Good point!