How do you save money!

Kelt · 04-01-2016, 07:10 PM

The single biggest thing for me has been to figure out how to eliminate or reduce every expense I had that could be considered "reoccurring". Whether it be taxes, haircuts, housing, or electricity. They all add up over time.

MysticOceansFL · 04-01-2016, 09:13 PM

Pay bills on time

Pay bills off on car

Don't make huge spending from your wallet or credit make sure you live within your means of living even if your above middle class if you stick with a budget that you can live with do it. Just on special occasions treat yourself or you and spouse or girlfriend ( what ever the case might be in your present situation.)

Gayandgray · 08-21-2016, 04:32 PM

By using my clothesline instead of the dryer I save $50-60/month on the electric bill. They put in a new Dollar Tree in town where everything is $1, and I now do a lot of my grocery shopping there. I can get 18 eggs for a freaking dollar!! They have really good name brand stuff here and I save so much money compared to if I bought it at the grocery store. I borrowed from Glenn's idea and I'm eating a lot of grilled cheese and soup, which is cheap.

femmeandstrong · 08-21-2016, 05:20 PM

By not spending it lol

legally_b10nde · 08-21-2016, 05:37 PM

I could totally use lotta tips BfP members.... as for me, paying off car loans earlier helped, prepping meals/week and called credit card company and reduced my APR, helped.

Lyte · 08-21-2016, 08:11 PM

Butches sometimes need a lil retail therapy too. I save money by not removing the tags or removing it from the package. If it's not something I really really need... it goes back!

Gayandgray · 03-14-2017, 04:39 PM

BUMP!!!!!!!!!!!!!!

easygoingfemme · 03-14-2017, 05:08 PM

A few folks mentioned the back up freezer. I save so much money using mine. I buy a lot of things in bulk when they are on sale. I also try to buy my grains, beans, other non-perishables in bulk. Often my weekly grocery runs are fruits, veggies, and pet items because I stock up on everything else in big runs every few months.

I cook from scratch as much as I can, that saves a lot of money.

I use groupon type things sometimes for outings and trips- sometimes they end up saving a good chunk.

Try to pay cash for just about everything so I'm more mindful of how much I'm spending and it doesn't rack up CC interest.

Soft*Silver · 03-14-2017, 06:28 PM

I use almost no credit. Everything by cash. EVERYTHING.

I buy in resale stores

I sell in resale stores and use the money made there to buy in resale stores

I grow my own plants from seed instead of buying plants

I grow plants and thus, veggies, instead of buying them in the store. I also keep my gardening simple, and dont buy expensive gardening tools, etc.

I borrow what I can. I buy only quality when I do buy.

I do not buy in quantity. It goes bad in our house because we never get around to using it all. So we buy in moderate amounts of small amounts. Sounds backwards but its what works for our two person household.

I am buying a half a cow and half a pig this year from a farmer, at slaughter time and putting them in my freezer. I have had it for two years and never used it. We decided that was silly. (the freezer was given to us)

I got rid of cable. I refuse to pay $150 a month for the privilege of watching commercial laden shows. We have netflix, hulu and amazon plus. Still cheaper! (I also watch shows the day after, on imtv.cc)

I keep my car maintained so I have fewer repair bills. Once a car is paid off, I only keep liability on it. The money I save goes into a fund that goes for the next car, as a full payment or a down payment.

I live within my means. I overstetched myself at times and was miserable whenever I did so. I am much happier living carefully.

04-01-2016, 09:13 PM	#2
MysticOceansFL Senior Member How Do You Identify?: Butch, Preferred Pronoun?: People call me by my nic name. Relationship Status: Not Single, Not Desperate. Join Date: Jun 2010 Location: Florida Posts: 3,833 My Photo Gallery Thanks: 4,645 Thanked 4,033 Times in 1,720 Posts Rep Power: 21474855	Pay bills on time Pay bills off on car Don't make huge spending from your wallet or credit make sure you live within your means of living even if your above middle class if you stick with a budget that you can live with do it. Just on special occasions treat yourself or you and spouse or girlfriend ( what ever the case might be in your present situation.) __________________ Faith is not belief without proof, but trust without reservation. It is said, " Some lives are linked across time..... Connected by an ancient calling that echoes through the ages "......

08-21-2016, 04:32 PM	#3
Gayandgray Senior Member How Do You Identify?: Femme-ish, tomboy lesbian Preferred Pronoun?: She Relationship Status: Together a really long time Join Date: Jan 2016 Location: In my mind? On a tropical island Posts: 4,862 My Photo Gallery Thanks: 13,584 Thanked 12,885 Times in 3,081 Posts Rep Power: 21474850	By using my clothesline instead of the dryer I save $50-60/month on the electric bill. They put in a new Dollar Tree in town where everything is $1, and I now do a lot of my grocery shopping there. I can get 18 eggs for a freaking dollar!! They have really good name brand stuff here and I save so much money compared to if I bought it at the grocery store. I borrowed from Glenn's idea and I'm eating a lot of grilled cheese and soup, which is cheap. __________________

08-21-2016, 05:37 PM	#5
legally_b10nde Member How Do You Identify?: femme woman - Hello Daddy, hello mom. I'm your ch-ch-ch cherry bomb! Preferred Pronoun?: female/she/her Relationship Status: Single by choice Join Date: Aug 2016 Location: the earth Posts: 433 My Photo Gallery Thanks: 127 Thanked 636 Times in 234 Posts Rep Power: 5404778	I could totally use lotta tips BfP members.... as for me, paying off car loans earlier helped, prepping meals/week and called credit card company and reduced my APR, helped. __________________

03-14-2017, 04:39 PM	#7
Gayandgray Senior Member How Do You Identify?: Femme-ish, tomboy lesbian Preferred Pronoun?: She Relationship Status: Together a really long time Join Date: Jan 2016 Location: In my mind? On a tropical island Posts: 4,862 My Photo Gallery Thanks: 13,584 Thanked 12,885 Times in 3,081 Posts Rep Power: 21474850	BUMP!!!!!!!!!!!!!! __________________

03-14-2017, 06:28 PM	#9
SoftSilver Infamous Member How Do You Identify?: femme Preferred Pronoun?: she Relationship Status: Married Join Date: Nov 2009 Location: rose cottage Posts: 5,594 My Photo Gallery Thanks: 8,948 Thanked 15,896 Times in 4,064 Posts Rep Power*: 21474858	I use almost no credit. Everything by cash. EVERYTHING. I buy in resale stores I sell in resale stores and use the money made there to buy in resale stores I grow my own plants from seed instead of buying plants I grow plants and thus, veggies, instead of buying them in the store. I also keep my gardening simple, and dont buy expensive gardening tools, etc. I borrow what I can. I buy only quality when I do buy. I do not buy in quantity. It goes bad in our house because we never get around to using it all. So we buy in moderate amounts of small amounts. Sounds backwards but its what works for our two person household. I am buying a half a cow and half a pig this year from a farmer, at slaughter time and putting them in my freezer. I have had it for two years and never used it. We decided that was silly. (the freezer was given to us) I got rid of cable. I refuse to pay $150 a month for the privilege of watching commercial laden shows. We have netflix, hulu and amazon plus. Still cheaper! (I also watch shows the day after, on imtv.cc) I keep my car maintained so I have fewer repair bills. Once a car is paid off, I only keep liability on it. The money I save goes into a fund that goes for the next car, as a full payment or a down payment. I live within my means. I overstetched myself at times and was miserable whenever I did so. I am much happier living carefully. __________________ Pole bachit, a lis chuye. The field sees, the forest hears

04-01-2016, 07:10 PM	#1
Kelt Senior Member How Do You Identify?: Beach Butch Join Date: Oct 2010 Location: SoCal Posts: 2,751 My Photo Gallery Thanks: 19,765 Thanked 15,270 Times in 2,538 Posts Rep Power: 21474853	The single biggest thing for me has been to figure out how to eliminate or reduce every expense I had that could be considered "reoccurring". Whether it be taxes, haircuts, housing, or electricity. They all add up over time.

08-21-2016, 05:20 PM	#4
femmeandstrong Member How Do You Identify?: just me...imperfect but warm-hearted me Preferred Pronoun?: she Relationship Status: I am alright and still smiling - keeping my eyes on what lasts and matters Join Date: Dec 2010 Location: New England Posts: 325 My Photo Gallery Thanks: 352 Thanked 1,040 Times in 279 Posts Rep Power: 8187133	By not spending it lol

08-21-2016, 08:11 PM	#6
Lyte Senior Member How Do You Identify?: Butch Preferred Pronoun?: Meh... I'm not very particular about this. Relationship Status: Single Join Date: Aug 2016 Location: The south... bleh! Posts: 1,744 My Photo Gallery Thanks: 5,316 Thanked 5,113 Times in 1,504 Posts Rep Power: 21474847	Butches sometimes need a lil retail therapy too. I save money by not removing the tags or removing it from the package. If it's not something I really really need... it goes back!

03-14-2017, 05:08 PM	#8
easygoingfemme Senior Member How Do You Identify?: Lil' Miss Sassy Pants Preferred Pronoun?: She/her Join Date: Oct 2012 Location: My place by the river Posts: 3,692 My Photo Gallery Thanks: 7,023 Thanked 14,965 Times in 3,316 Posts Rep Power: 21474853	A few folks mentioned the back up freezer. I save so much money using mine. I buy a lot of things in bulk when they are on sale. I also try to buy my grains, beans, other non-perishables in bulk. Often my weekly grocery runs are fruits, veggies, and pet items because I stock up on everything else in big runs every few months. I cook from scratch as much as I can, that saves a lot of money. I use groupon type things sometimes for outings and trips- sometimes they end up saving a good chunk. Try to pay cash for just about everything so I'm more mindful of how much I'm spending and it doesn't rack up CC interest.