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Old 12-16-2017, 11:42 AM   #1
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I would have put more into my 401K plan. Almost to late to start now. Guess I will just work til I die
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Old 12-16-2017, 12:19 PM   #2
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I would have put more into my 401K plan. Almost to late to start now. Guess I will just work til I die
Honestly, it is never too late.

As long as you are healthy enough to work, pack away as much as you can, because it never will be enough for the average person.

Unless you are fortunate enough to inherit money and most of us won't be (I am out of the will).

Life has a funny way of turning on a dime.
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Old 12-16-2017, 12:21 PM   #3
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Not a damn thing. I'm who I am because of my choices, whether wise or not.

However, if I could give advice to my younger self (or my daughter, who has heard this), it would be to not be afraid to make choices that feel right. You make the best decision you can with the information you have at that moment.

I do wish I had taken my health less for granted, though. It's more difficult (not impossible) to change habits when you're at midlife.
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Old 12-16-2017, 12:35 PM   #4
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I'd have eaten dessert first.
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Old 12-16-2017, 12:56 PM   #5
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I would have put more into my 401K plan. Almost to late to start now. Guess I will just work til I die

I agree with Anya it's never too late.

I'm not American so I don't know about the different investments and tax brackets in the United States but it's worth discussing with a financial planner (at a bank and an investor outside of a bank as they have different limits and rules).....

The best would be to find out how your 401K is taxed when it's withdrawn is it considered income and taxed at 100%? How are non-registered investments taxed? A healthy portfolio is always a good mix of different investments including registered and non-registered.

Something to think about.....
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