FTM's and Transitioning

DapperButch · 03-06-2011, 05:12 PM

Hey, Linus, is the issue that you want to go with someone "in network", or do you not have out of network benefits with your insruance?

If you don't find this woman to have enough experience and you do have out of network benefits, maybe it would be worth the percent you will have to pay for the surgery (and deductible, if that is how your insurance works).

Even if this Dr. V won't bill the insurance for you, I don't see why he wouldn't give you a paper saying what work you got done. he should provide you with a receipt and this should include diagnosis and ICD-9 code. Then you could just sumbit it to your insurance, yourself.

I have an out of network physician that I pay up front and then he give me a receipt that I send to my insurance company. They have a form specifically for it. I have to make sure I have the doc's Tax ID number on it and license number. I send in the form and receipts and get back a percentage that I paid.

If you do not have out of network benefits and your company does offer them (usually a more expensive health care plan than the regular HMO one/EPO one), if your years renewal isn't too far way, maybe you want to wait until then and make sure you sign up for a plan that has the out of network benefits (that of course will still pay for SRS).

Anyway, just a thought!

03-06-2011, 05:12 PM	#11
DapperButch Roadster Guy How Do You Identify?: FTM, Stone Butch Preferred Pronoun?: He Join Date: Nov 2009 Location: Northeast Posts: 7,745 My Photo Gallery Thanks: 26,545 Thanked 26,813 Times in 5,772 Posts Rep Power: 21474858	Linus Hey, Linus, is the issue that you want to go with someone "in network", or do you not have out of network benefits with your insruance? If you don't find this woman to have enough experience and you do have out of network benefits, maybe it would be worth the percent you will have to pay for the surgery (and deductible, if that is how your insurance works). Even if this Dr. V won't bill the insurance for you, I don't see why he wouldn't give you a paper saying what work you got done. he should provide you with a receipt and this should include diagnosis and ICD-9 code. Then you could just sumbit it to your insurance, yourself. I have an out of network physician that I pay up front and then he give me a receipt that I send to my insurance company. They have a form specifically for it. I have to make sure I have the doc's Tax ID number on it and license number. I send in the form and receipts and get back a percentage that I paid. If you do not have out of network benefits and your company does offer them (usually a more expensive health care plan than the regular HMO one/EPO one), if your years renewal isn't too far way, maybe you want to wait until then and make sure you sign up for a plan that has the out of network benefits (that of course will still pay for SRS). Anyway, just a thought! __________________ -Dapper Are you educated or indoctrinated?