Ask a trans person!

ahk · 11-08-2012, 09:11 PM

Has anyone used the Care Credit card to help pay for their surgery/s? and if so, did you have poor, good, great credit when applying? and if you care to share more information, that would be most excellent. Thanks.

SelfMadeMan · 11-08-2012, 09:17 PM

Quote:

Originally Posted by ahk

Has anyone used the Care Credit card to help pay for their surgery/s? and if so, did you have poor, good, great credit when applying? and if you care to share more information, that would be most excellent. Thanks.

I didn't use Care Credit for surgery, we've mainly used it for dental work, and also once for veterinary care for one of our pups. But we didn't have great credit when we applied for it - we had good credit. I've heard of a lot of people getting approved that had some past credit issues. I'd say give it a try! Good luck!

Linus · 11-08-2012, 10:54 PM

Quote:

Originally Posted by ahk

Has anyone used the Care Credit card to help pay for their surgery/s? and if so, did you have poor, good, great credit when applying? and if you care to share more information, that would be most excellent. Thanks.

I used it. My credit is ok and it covered pretty much all of what I didn't already have in cash. They gave me a $10K LoC but I only needed to use about $5K. I had used $3K at one point for vet bills. It was one of those cards I paid off immediately because after a period of time the interest on it does shoot up but it was good for getting this done. I may consider using it for doing a metio and hysto once I have another $4-5K set aside for that.

DMW · 11-08-2012, 11:27 PM

Quote:

Originally Posted by ahk

Has anyone used the Care Credit card to help pay for their surgery/s? and if so, did you have poor, good, great credit when applying? and if you care to share more information, that would be most excellent. Thanks.

I used part of what was left of my 401k after a damn stock market crash in 2001.
I have never heard of the Care card. But, i must say, i don't think it could hurt
so much to try. If the card can be an avenue to lead you toward the opportunity to have surgery...then Do It.
Lack of coverage is one of the issues that really bugs and digs at me for
trans people...It should be covered by healthcare. Healthcare should be a right for everyone.
I still went to my company to cover all of the bases and apply...knowing i probably wouldn't get covered...because i knew there would be people coming after me. I wanted it logged into the system at BlueCrossBlueSheild..that i existed, applied and was denied. That way...maybe the next one that came along could get it. etc...You know?

I think you should give it a shot. And good luck Ahk

Beloved · 11-09-2012, 06:00 AM

Not trans here but I'm using Care Credit.

I applied and got accepted for $7200, 2 years no interest. Be careful. The interest can be very high. The statement will give you a minimum that is NOT the minimum for the promotion of no interest. If you pay that and not the amount you need to for no interest you will be charged interest (26%, I believe). Also, if you miss a payment you will be charged all the back interest. It's different than a credit card.

SelfMadeMan · 11-09-2012, 02:04 PM

Quote:

Originally Posted by Beloved

Not trans here but I'm using Care Credit.

I applied and got accepted for $7200, 2 years no interest. Be careful. The interest can be very high. The statement will give you a minimum that is NOT the minimum for the promotion of no interest. If you pay that and not the amount you need to for no interest you will be charged interest (26%, I believe). Also, if you miss a payment you will be charged all the back interest. It's different than a credit card.

Yes, thank you for pointing that out Beloved! I hadn't even thought to mention the interest on Care Credit. It's one of the cards we pay off right away.

Daywalker · 11-09-2012, 02:20 PM

If it helps just one person, it's always worth the share

http://www.sacbee.com/2012/11/08/497...ansgender.html

Linus · 02-08-2013, 05:27 PM

Anyone here seen Still Black: a Portrait of Black Transmen : http://www.stillblackfilm.org/

I saw it referenced on Huff Post here: http://www.huffingtonpost.com/2013/0...n_2584645.html

ManOMan · 02-08-2013, 07:15 PM

Quote:

Originally Posted by Linus

Anyone here seen Still Black: a Portrait of Black Transmen : http://www.stillblackfilm.org/

I saw it referenced on Huff Post here: http://www.huffingtonpost.com/2013/0...n_2584645.html

Thanks for the post.

I've never heard of this, but I'd like to see the whole thing. I think i'm going to buy it so if the opportunity comes up, I can show it at church. I'm still closeted there and so if/when I do come out, I don't want to be the only freakin' teaching tool...again...

Breathless · 02-08-2013, 07:20 PM

Thanks for sharing this!

Quote:

Originally Posted by Linus

Anyone here seen Still Black: a Portrait of Black Transmen : http://www.stillblackfilm.org/

I saw it referenced on Huff Post here: http://www.huffingtonpost.com/2013/0...n_2584645.html

11-09-2012, 02:20 PM	#7
Daywalker Senior Member How Do You Identify?: Hippy Join Date: Nov 2009 Location: * Posts: 3,750 My Photo Gallery Thanks: 6,499 Thanked 11,916 Times in 2,700 Posts Rep Power: 21474855	If it helps just one person, it's always worth the share http://www.sacbee.com/2012/11/08/497...ansgender.html __________________ www.SirDaywalker.com

02-08-2013, 05:27 PM	#8
Linus The Planet's Technical Bubba How Do You Identify?: FTM Preferred Pronoun?: He/Him/Geek Relationship Status: Married to my forever! Join Date: Nov 2009 Location: Redondo Beach, CA Posts: 5,440 My Photo Gallery Thanks: 2,929 Thanked 10,727 Times in 3,172 Posts Rep Power: 21474857	Anyone here seen Still Black: a Portrait of Black Transmen : http://www.stillblackfilm.org/ I saw it referenced on Huff Post here: http://www.huffingtonpost.com/2013/0...n_2584645.html __________________ Personal Blog \|\| [] \|\| Cigar Blog "We become Human Doings instead of Human Beings." -- Ram Dass

11-08-2012, 09:11 PM	#1
ahk Infamous Member How Do You Identify?: . Preferred Pronoun?: Male Relationship Status: Married Join Date: Sep 2012 Location: NM Posts: 5,317 My Photo Gallery Thanks: 2,688 Thanked 8,538 Times in 2,630 Posts Rep Power: 21474853	Has anyone used the Care Credit card to help pay for their surgery/s? and if so, did you have poor, good, great credit when applying? and if you care to share more information, that would be most excellent. Thanks.

11-09-2012, 06:00 AM	#5
Beloved Member How Do You Identify?: alive Preferred Pronoun?: um Relationship Status: married Join Date: Sep 2011 Location: on the stars Posts: 460 My Photo Gallery Thanks: 1,415 Thanked 1,653 Times in 298 Posts Rep Power: 19348703	Not trans here but I'm using Care Credit. I applied and got accepted for $7200, 2 years no interest. Be careful. The interest can be very high. The statement will give you a minimum that is NOT the minimum for the promotion of no interest. If you pay that and not the amount you need to for no interest you will be charged interest (26%, I believe). Also, if you miss a payment you will be charged all the back interest. It's different than a credit card.